The Triad
3.Finance is built on three interconnected sub-protocols, each with a specific role. Together, they form a complete, self-sustaining financial organism.
The Guild
Issuance Layer
Creates and manages GUILD currency. Controls the treasury and generates revenue.
The Reserve
Policy Layer
Sets the rules and manages long-term assets. Houses the Distribution Engine and PODs.
The Grove
Operations Layer
Manages day-to-day operations. Controls asset flow between Guild and Reserve.
The Guild
Think of The Guild as the central bank of the 3.Finance ecosystem. It's responsible for creating GUILD and managing the protocol's wealth.
GUILD Minting
New GUILD is only created when real assets are deposited. No printing money out of thin air.
Treasury Management
Holds and manages all protocol-owned assets, ensuring they're productive and secure.
Arbitrage Master Node (AMN)
An automated trader that finds and exploits price differences to generate revenue.
The Reserve
The Reserve is like the constitution and treasury department combined. It sets the rules and manages long-term stability.
Distribution Engine
Automatically allocates revenue to different purposes (PODs) based on programmed rules.
Settlement Pledge
The guarantee that 1 GUILD = 1 crvUSD. This is the foundation of trust.
Protocol-Controlled Vault
Long-term reserve of ETH and other assets—the ultimate backstop for GUILD's value.
Governance
Where 3Fi token holders can vote on high-level protocol parameters and direction.
The Grove
The Grove is the nervous system—it coordinates all the day-to-day operations and ensures everything flows smoothly.
Signals System
Manages the programmable flow of assets between The Guild and The Reserve.
3.NFTs
Special tokens that represent composed positions within the protocol.
Asset Flow Management
Orchestrates how value moves through the system, responding to market conditions.
The DeFi Trident Framework
Beyond the three sub-protocols, 3.Finance is guided by three architectural principles that ensure the system is robust, flexible, and sustainable.
Composability
The system is built from modular, interchangeable parts. Like LEGO blocks, components can be upgraded or replaced without breaking the whole system.
"The Adaptive Structure"
Convertibility
GUILD can always be exchanged for value. The Settlement Pledge and Protocol-Controlled Reserve ensure there's always a way to exit.
"The Trust & Value Engine"
Sustainability
The system generates its own revenue and reinvests it. No external funding needed to keep the lights on.
"The Self-Perpetuating Cycle"
How They Work Together
User deposits assets into The Guild
When you bring value into the system, The Guild mints GUILD tokens for you.
The Grove manages the flow
Assets are routed to where they're most productive—staking, liquidity, arbitrage.
The Reserve distributes revenue
Yields flow to the Distribution Engine, which sends them to PODs for various purposes.
The cycle repeats
Part of the revenue strengthens the treasury, making the whole system more robust.